Money Jug Blues - 22 fast cash tips

Money Jug Blues - how to solve your immediate financial situation

If you prefer to watch the tips via video, you can watch the money tips on YouTube by clicking here.

So, you're down to your last few cents. The money jug isn't gonna cut it. You're out of options... Or are you???

Here are some things to think about when you have no money and you're backed into a corner. Sometimes it's easy to overlook obvious sources of money, so they're included in our list for good measure.

Almost nothing is worse than financial pressure. Maybe these ideas will help you out of a tight spot by themselves... Or maybe, just maybe, they'll help jog your memory in a way that leads you to a creative solution to your tight situation.

Use these 22 tips to help you find cash when you need it the most.

1) Check your pockets, hiding places, and anywhere you may tend to either lose money or have misplaced it in the past. Nothing beats cold hard cash in hand...

2) Do you have some winning lottery tickets you have yet to cash?

3) Do you have spendable coupons, such as those tied to store rewards programs. CVS Extrabucks come in handy to buy food, medicine, and school supplies in a pinch.

4) Have you bought anything recently that can be returned to the store for a refund?

5) Got anything you can sell on Craigslist for some quick cash?

6) Can you get an advance on your paycheck from work?

7) Do you have any money in a Paypal account or other type of internet payment service account, like eGold?

8) Got a stock account you can tap into for some cash? Assuming you have time to wait for the transaction to settle and money to be transferred into your account, this can often be a good overlooked place for cash.

9) Can you take out a 401(k) loan?

10) Have any damaged jewelry, loose stones, mismatched silver or gold flatware? Pawnshops and precious metals dealers buy old gold, silver, and jewels.

11) Got any valuables you could take to a pawnshop?

12) Got a job, utility bills, and some forms of ID? Payday loans can often be a source of quick cash. Just be sure you're prepared to pay back the loan with the fees and interest quickly. They will often give you extensions one or more times (varies by the loan provider) as long as you continue to pay the extension fees and interest. Just be sure not to create a problem for a future payday that you won't be able to fix.

13) Is your car paid off? Title loans can get you out of a tight spot. While you can typically borrow more based on your cars resale value, it is advised to be very cautious when you put an asset like your car on the line.

14) Coupons can help you stretch the dollars you have managed to scape together. Be sure to take advantage of coupon doubling and tripling at certain grocery stores to maximize your savings (just be aware of any provisions they may have about how high a value they will double).

15) Be sure to keep in mind any receipt survey rewards you could complete and get free items or save on places you will be going to anyway.

16) Do you have any unclaimed utility deposits that you need to claim?

17) Do you have any old car parts which you have not returned to the auto parts store for a return of the core charge?

18) Do you have any layaways? If so, return them and get your money back. You can put it back on layaway later when your cash situation improves.

19) Do you have a whole or universal life insurance policy? Some times you can tap into a portion of the cash value as a loan.

20) Did you get any gift cards for a special occasion or holiday that have been sitting idle? Perhaps they can be used to buy essential things to help you preserve your cash on hand for other things...

21) When desperate times call for desperate measures... Are you a living being? This is drastic, but someone out there may be in a place where this could help them, so we decided to include it anyway. Find a local blood bank and sell some plasma or other blood components.

22) Do you know how to mow a lawn, sweep a porch, clean up a garage, rake leaves, paint, trim trees, fix computers, walk dogs? You get the point... It may be time to walk door to door selling your services. Pass out flyers or knock on the door and talk to people.